Friends of Lending Club Receive $64.62 to invest this Holiday Season

Anyone want $64.62 for FREE?! For the remainder of 2009, Lending Club will give each investor I refer $64.62 to start peer investing. All you have to do is open an account to receive the money. Why $64.62? Banks made $6.462 BILLION in profits last quarter and Lending Club doubts you, your friends, your family or colleagues got a piece of that action. Check it out.

Free $25 for joining Lending Club!

Get a free 25$ for starting a Lending Club account as a lender. New Investors Get $25 to Invest in Lending Club notes. With average net annualized returns of 9.66% it's a great time to join Lending Club! I am currently earning net annualized return of 12.31% on my loans! Check it out here: https://www.lendingclub.com/invite/invite.action Type in this referral code when registering: Prezman615

Farrell's eXtreme Bodyshaping Update #3

I posted back in July that for a challenge, I decided to try a 10 week extreme bodyshaping class. The class was 6 days a week. MWF was kickboxing cardio. TTS was bands weight training.

My stats at the start:

1 mile run: 7:37
1 min pushups: 50
1 min situps : 38
Bodyfat%: 13.8

My stats at the end:

1 mile run: 7:03
1 min pushups: 68
1 min situps : 53
Bodyfat%: 13.2

So I did improve in every category. I thought I could get to 6-7% bodyfat in 10 weeks, but doing that was tougher than I thought. Overall, it has been a positive experience and I will continue to attend the classes through their F.I.T program.

Farrell's eXtreme Bodyshaping Update #2

I missed the 5 week test on Saturday. So I guess I will have to update my stats at the 10 week test on September 26th...

Farrell's eXtreme Bodyshaping Update #1

For a challenge, I decided to try a 10 week extreme bodyshaping class that started on July 20th. The class is 6 days a week, MWF is kickboxing cardio, TTS is bands weight training. Its called "Farrell's eXtreme Bodyshaping". My stats at the start:

1 mile run: 7:37
1 min pushups: 50
1 min situps : 38
Bodyfat%: 13.8

Will have tests again at the 5 week and 10 week points to see how everyone has improved. I am aiming to get my bodyfat to 6-7% by the end of week 10 (Sept 26th). I will update again with my stats at 5 weeks.

Farrell's eXtreme Bodyshaping

Starting this class on the 20th. Lets see how ripped I can get: http://extremebodyshaping.com/

Lending Club Update #1

I continue to be a fan of Lending Club and plan on increasing my investing with the site. Too date, none of my 11 loans have EVER been late (much different from Prosper where almost 40% of my loans have DEFAULTED). Here are my lending parameters for Lending Club:

Rates: A - D
Credit Score: 660+
DTI Ratio: <10%
Delinquencies: 0
Funding status: 75% and higher
Loan Amount: $10,000 or less

These parameters have provided me with 0 defaults and a 12% return so far. I will update this blog over the course of 2009 with my lending progress.

Lending Club

My Lending Club loans continue to all be on time. This is encouraging for the idea of P2P Lending and bodes well for its future of the industry. Given the current credit crunch, it is something to consider as an alternative way to get a loan if you need one. I will continue with Lending Club and start putting more money back into it this year.